What benefit does brokerage investment options provide to retirement plan participants?

Brokerage investment options enhance the retirement plan participant's investment experience by granting access to a broader range of investments outside the pre-selected lineup of funds offered by the plan. This flexibility allows participants to tailor their investment strategies based on individual preferences, risk tolerance, and investment knowledge.

By utilizing brokerage options, participants can choose various securities, including stocks, bonds, mutual funds, and ETFs, that may not be included in the core offerings of the retirement plan. This capability can lead to more diversified portfolios and the potential for increased returns, aligning investment strategies more closely with personal financial goals and market conditions.

The availability of brokerage investment options thus maximizes the opportunity for participants to strategically manage their retirement savings, suiting diverse investment styles rather than limiting them to a fixed selection of funds.